Terms of Service

1. Acceptance of Terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you must discontinue use of the website immediately.

Your continued use of the website following the posting of any changes to these Terms constitutes acceptance of those changes.

2. Description of Services

Debt Redemption provides debt settlement and debt negotiation services for consumers with unsecured debts such as credit cards, medical bills, and personal loans. Our team works on your behalf to negotiate with creditors to reduce the total amount of debt you owe.

Debt Redemption is not a lender, loan servicer, or credit repair organization. We do not provide loans, extend credit, or make any modifications to your existing credit accounts. Our services are limited to debt settlement and negotiation as described during your consultation.

3. Eligibility

To use our services, you must be at least eighteen (18) years of age and a resident of the state of Texas. By using our website and submitting information through our forms, you represent and warrant that you meet these eligibility requirements.

4. No Guarantees

Individual results vary and depend on a number of factors, including but not limited to the amount of debt, the creditors involved, and your individual financial situation. Debt Redemption does not guarantee any specific outcome, settlement amount, percentage of debt reduction, or timeframe for resolution.

Using our debt settlement services may have an adverse effect on your credit score. Creditors are not obligated to negotiate or settle debts, and there is no guarantee that any particular creditor will agree to a settlement. Any information provided on this website or during consultations is for informational purposes only and should not be construed as financial, legal, or tax advice.

5. Fees

Debt Redemption charges performance-based fees, meaning you are only charged a fee when a settlement is successfully negotiated on your behalf. We do not charge any upfront fees before services are rendered.

Full fee details, including the specific percentage or amount, will be disclosed to you during your initial consultation and outlined in your enrollment agreement before you commit to any program. You are under no obligation to enroll after your consultation.

6. Communication Consent

By submitting your information through any form on this website, you provide your express written consent to be contacted by Debt Redemption and its affiliates or partners by telephone (including autodialed and pre-recorded calls), SMS/text message, and email at the phone number(s) and email address(es) you have provided, even if your number is on a state or federal Do Not Call list.

Message and data rates may apply. You may revoke your consent to receive communications at any time by contacting us at (800) 971-4060 or by following the unsubscribe instructions in any communication you receive from us.

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, videos, icons, and software, is the property of Debt Redemption Inc. or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without the prior written consent of Debt Redemption Inc.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Debt Redemption Inc., its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use the website or our services.

In no event shall our total liability to you for all claims arising out of or related to the website or services exceed the amount you have paid to Debt Redemption Inc. in the twelve (12) months preceding the event giving rise to the claim.

9. Governing Law

These Terms of Service and any disputes arising out of or related to them or the use of our website and services shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding relating to these Terms shall be brought exclusively in the state or federal courts located in Bexar County, Texas, and you consent to the personal jurisdiction of such courts.

10. Changes to Terms

Debt Redemption reserves the right to modify, amend, or update these Terms of Service at any time and at our sole discretion. Any changes will be effective immediately upon posting to this page. We encourage you to review these Terms periodically for any updates. Your continued use of the website after any changes are posted constitutes your acceptance of the revised Terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us:

Debt Redemption Inc.
40 NE Interstate 410 Loop, Suite 565
San Antonio, TX 78216
Phone: (800) 971-4060