FREE SAVINGS ESTIMATE
Drag the slider to see an estimate based on our average client outcomes.
Free consultation · No obligation · No credit impact
Estimates based on historical client averages. Your actual savings will depend on creditor negotiations, debt types, and individual circumstances.
HOW DEBT SETTLEMENT WORKS
No hidden steps. No surprises. Here's exactly what happens when you work with us.
Talk with a Texas debt specialist who reviews your situation and gives you honest advice — even if settlement isn’t the right fit.
We build a personalized strategy with projected savings, monthly deposits, and a realistic timeline. You review everything before committing.
You make monthly deposits into your own FDIC-insured account. Our negotiators work with creditors to settle each debt for significantly less.
Settlements are paid from your savings account. You pay our fee only after we get results. No upfront costs, no monthly fees, ever.
WHY DEBT REDEMPTION
While national companies spend millions on TV ads and run massive call centers, we took a different path.
We serve one state and we know it deeply — Texas homestead protections, community property laws, debt collection statutes. 21 years of focused expertise.
We charge 15% of enrolled debt vs the industry standard 18–25%. On $30K in debt, that difference saves you $900–$3,000 in fees alone.
Not a few. Zero. In 21 years. National companies have hundreds to thousands. Our A+ BBB rating and 4.94/5.0 score speak for themselves.
You talk to the same person every time — not a rotating call center. Someone who knows your name, your case, and your goals.
We only get paid after we settle a debt. Period. No enrollment fees, no monthly program fees, no hidden charges.
If debt settlement isn’t the right option, we’ll tell you — and suggest alternatives. We’d rather earn your trust than your business.
CLIENT RESULTS
Individual outcomes vary. These are representative client experiences.
“I compared three national companies before finding Debt Redemption. The fees were noticeably lower and I actually spoke to the same person every time I called.”
“No pressure from day one. They told me to take my time deciding, which was the opposite of the big companies. Ended up saving more than projected.”
“I was skeptical of the whole industry. But they walked me through everything, explained the risks, and the BBB record gave me confidence. Glad I made the call.”
“The fees were so much lower than what National Debt Relief quoted me. My debt was cut nearly in half. This was truly life-changing for my family.”
FREQUENTLY ASKED QUESTIONS