See What Texas Debt Freedom Actually Costs
Slide to your balance — get your savings estimate in seconds. No credit check, no obligation, 15% fees (40% below the national average).
Total Debt Amount
$30,000
$7,500$300,000+
Estimated Savings
$13,500
Monthly
$458/mo
Timeline
24–36 mo
Free consultation · No obligation · No credit impact
Estimates based on historical client averages. Your actual savings will depend on creditor negotiations, debt types, and individual circumstances.
Common questions
Debt settlement fees are typically 15–25% of enrolled debt, charged only after each debt is settled. No legitimate company charges upfront fees — it’s illegal. Debt Redemption charges 15%, which is up to 40% lower than what national companies like Freedom Debt Relief and National Debt Relief typically charge. On $30,000 in debt, our fees would be approximately $4,500.
Yes, temporarily. During the program you stop making minimum payments, which impacts your score. However, most people considering settlement already have damaged credit from high balances or missed payments. After completing the program and becoming debt-free, credit scores typically recover within 12–24 months. We’re upfront about this — anyone who downplays the credit impact isn’t being honest.
Most clients complete the program in 24–36 months. Timeline depends on total enrolled debt, your monthly deposit amount, and creditor negotiation outcomes. Some clients with smaller debt loads finish in 12–18 months. We provide a personalized timeline during the free consultation.
You can exit the program at any time with no cancellation fees or penalties. All funds in your dedicated savings account remain yours — you have full control. We don’t lock clients into contracts they can’t leave.
Unsecured debts including credit card balances, medical bills, personal loans, private student loans, and collection accounts. Secured debts like mortgages and auto loans cannot be settled. We review your specific debts during the initial consultation.